We, at Kotak Alternate Asset Managers Limited (formerly known as Kotak Investment Advisors Limited) (hereinafter referred to as “KAAML” or “Company”) acknowledge and accept that the personal details that you impart to us, is to be kept in strict confidentiality and to use the information only in the manner which would be beneficial to our customers.. We are committed to protecting your privacy and the information you share with us while using and operating our platform. We value the trust you place in us and thus we maintain the highest security standards for securing the transactions and your information shared with us.
We shall protect the personal details received from you with a reasonable degree of care, to prevent the unauthorized use, dissemination, or publication of these information. We shall use the personal information to improve our service to you and to keep you updated about our new products and services or information that may be of interest to you. The information collected from you would be used in the right spirit and context in which it is intended to be used.
We would ensure that we collect and use personal information only to the extent it is necessary to administer our services in the best possible manner and what is required under the various regulations of Indian Laws. To ensure high quality services and high degree of value addition to you, we may combine the information given by you on the web or through other channels.
Under certain circumstances we may be required to share the information provided by you with the third parties, where we feel that they can contribute to add value and improve the quality of services imparted by us to you. We shall take all reasonable steps to ensure that the confidentiality of your information is maintained by imposing strict confidentiality standards on all the third parties with whom we part these information. In all circumstances we shall ensure that your personal information is protected by strict confidentiality agreement. We shall not allow any third parties to retain your personal information longer than what is warranted by the nature of services rendered.
We would also impart your personal information wherever it is required to be disclosed under law to any of the governmental agency or regulatory bodies.
We ensure that the personal information given to us by you on the website is placed in the secured portion of our web-site. We use the most advanced encryption technology, Secure Socket Layer (SSL), to ensure that the information transmitted between you and us across the Internet is safe and cannot be accessed by any outsider. SSL has been universally accepted on the World Wide Web for authenticated and encrypted communication between clients and servers.
To ensure security of access to the personal information and transaction details, the access to the secured zone of our website is restricted by the unique login ID and Password selected by you. You should be very careful in handling the ID and password and you should ensure that you do not reveal it to anybody, nor do you keep it in writing. You should keep changing your password periodically.
Disclosure
- We shall not be held liable for disclosure of the Customer Information or Statistical Information in accordance with this Privacy Commitment or in terms of any other agreements with you.
- We may disclose the Statistical Information to any person, without any limitation and you hereby give your irrevocable consent for the same.
- We may disclose Customer Information to any of our associates and affiliates, without any limitation and you hereby give your consent for the same.
- We may disclose the Customer Information, to third parties, without limitation, for the following reasons and you hereby give your irrevocable consent for the same:-
- To comply with legal requirements, legal process, legal or regulatory directive/ instruction. or
- To enforce the Terms and Conditions of the products or services. or
- To protect or defend our rights, interests and property or that of our associates and affiliates, or that of our or our Affiliate’s employees, consultants etc. or
- For fraud prevention purposes. or
- As permitted or required by law.
- We may disclose the Customer Information to third parties for following, among other purposes, and will make reasonable efforts to bind them to obligation to keep the same secure and confidential and an obligation to use the information for the purpose for which the same is disclosed, and you hereby give your irrevocable consent for the same: –
- For participation in any telecommunication or electronic clearing network. or
- For credit rating by a credit rating agency. or
- For advertising. or
- For facilitating joint product promotion campaigns. or
- For the purposes of credit reporting, verification and risk management to/ with clearing house centers or credit information bureau and the like. or
- For availing of the support services from third parties e.g. collecting subscription fees, and notifying or contacting you regarding any problem with, or the expiration of, any services availed by you.
For sharing with third-parties information obtained with your consent, from your mobile device like device location, device information (including storage, model, installed apps, wifi, mobile network) transactional and promotional SMS, communication information including contacts and call logs, for statistical modelling, credit scoring and any other purpose that will help us in providing you with optimal and high quality services.
Cookie Policy:
To continually enhance your online experience, we use cookies that store your preferences and give us data about your browsing behaviour, such as the pages you visited on this website, how much time you spent on our site, etc. This information helps us understand customer interests and helps us improve our website. By visiting the website, you acknowledge, accept and expressly authorize us for the placement of cookies on your computer or hand held device. Please note that the scope of this tracking is limited to this website domain. User activity on other third-party websites is not tracked by this website’s cookies.
Changes to this policy:
This Privacy Policy is subject to change and may be updated or revised from time to time, without any prior notification to the user, at the sole discretion of KAAML. Thus, you are advised to review this page periodically for any changes. These changes are effective immediately after they are posted on this page. We will endeavour to notify you of any major changes but you may wish to check it each time you visit our platform. We deem necessary to keep you updated about this Privacy Policy. Any changes or updates will be effective immediately. You should review this Privacy Policy regularly for changes. Your continued usage of the platform shall signify your consent to such changes and you shall be legally bound by the same. If you do not agree with the terms of this Privacy Policy or any changes made to this Policy, please stop using all products and services provided by KAAML immediately and write to us at email ID stated below in Contact Us section.
Your Consent:
By visiting the Platform or setting up/creating an account on the Platform for availing the services on the platform at such time, you signify your acceptance to the provisions of the Privacy Policy.
Withdrawal of consent:
You may choose to withdraw your consent provided hereunder at any point in time. Such withdrawal of consent must be sent in writing to the email id mentioned in Contact Us. In case you do not provide your consent or later withdraw your consent, we may request you not to access the platform and/or use the services and also reserve the right to not provide you any services through the Patform. In such a scenario, KAAML may delete your information (personal or otherwise) or de-identify it so that it is anonymous and not attributable to you. Notwithstanding anything contained herein, the KAAML may retain some or all of your information in accordance with our policies and/or any applicable law(s).
Link to third-party sites:
The Platform may contain links to other third-party websites or apps. While we try to link only to platforms that share our high standards and respect for privacy, we are not responsible for the content or the privacy practices employed by other platforms. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the privacy policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or Services.
KAAML is not in any manner responsible for the security of such information or their privacy practices or content of those third – party sites/apps. Additionally, you may also encounter “cookies” or other similar devices on certain pages of the third – party sites/apps and it is hereby clarified by KAAML that the Platform does not control the use of cookies by these third – party sites/apps. You agree and acknowledge that we are not liable for the information published in search results or by any third-party sites/apps.
Purging of your Personal Data:
You may disable or delete your account at any point of time by writing to us at [email protected] subject to the applicable terms and conditions. With this, we will no longer share your data with any new partners. However, we retain your Personal Data as long as the purpose for its usage exists, after which the same is disposed of by us except for any record retention required by Applicable Laws.
Contact Us:
You may contact us on any aspect of this Privacy Policy or for any discrepancies with respect to your personal data, by writing to us at say [email protected].
Governing Law & Jurisdiction:
This Privacy Policy will be governed by and construed in accordance with the laws of India and subjected to the exclusive jurisdiction of Courts at Mumbai.
